11/5/2023 0 Comments Online counseling servicesMedicare is now covering online therapy for all Medicare members. Just like private insurance companies, Medicare and Medicaid have also increased their coverage for online therapy during the pandemic. Kaiser: Kaiser covers online therapy from in-network professionals.ĭo online therapy services take Medicaid or Medicare?.Cigna: Cigna covers Talkspace and any other in-network online therapy services.Anthem: Anthem members have access to therapy from Anthem’s own telehealth service, LiveHealth Online, as well as care from in-network profesionals.In-network professionals are also covered. Blue Cross Blue Shield: Blue Cross Blue Shield plans cover online therapy through Amwell and other services depending on your specific plan.Humana: Humana plans cover online therapy from in-network professionals.Aetna: Aetna members can receive online therapy through MDLIVE, Teladoc, Talkspace, and any other in-network therapist.United Healthcare: United Healthcare covers Talkspace and any other online therapy as long as the therapist is in-network.Here’s a top-level glance at what some of the major insurance companies offer, but you’ll still want to call and confirm what’s covered in your exact plan: They can also point you in the direction of therapists who are in network and the specific therapy platforms they work with. The company can let you know whether you have coverage for online therapy and what copayments or coinsurance costs you’ll have. It’s always a good idea to call the office of any therapist you’re considering and verify whether they accept your specific insurance plan for online therapy.Īnother option is to start by calling your insurance company. You’ll just need to provide your plan name, your name, and your policy number to see whether you’re covered. There might even be a form you can use that will check your coverage for you. Most online platforms will have a link you can click to see which insurance companies they work with. You can start by looking at the website of the mental health professional you want to use. How do I know if an online therapist takes my insurance? That’s why we strive to provide reliable information so you can make an informed decision when choosing an online therapy platform. credentials and qualifications of the mental health professionalsĪdditionally, we sought platforms with mental health professionals who have a wide range of expertise, such as anxiety, depression, trauma, and severe stress.Īt Healthline, we believe that everyone should have access to quality mental health care.When choosing the best online therapy services that take insurance, we considered several crucial factors, including: Our Brand and Content Integrity team has evaluated each online therapy service to ensure they meet our business and medical standards.Īdditionally, our team of medical and mental health professionals from the Healthline Medical Network review all our content for accuracy. There’s no text messaging option available so video calling is a requirementĪt Healthline, we make sure to vet every product or service that we include in our content. all professionals are trained in a wide range of specialties and modalitiesĪvailability may be limited in certain locationsĪnyone who prefers video appointments or may need support outside of business hoursĪppointments are available 24/7 (same day as well) with option to choose your own therapist.you can choose your own therapist or psychiatrist.Someone who wants an entire care team (primary care doctor, therapist, and psychiatrist) in one place Insurance doesn’t cover all types of visits ![]() Weekend and nighttime appointments may be limitedĪnyone who wants access outside of business hours and doesn’t mind potentially paying some out of pocket ![]() Someone who prefers talking over the phone instead of video chat wide range of specialized therapies availableĬan’t book just one appointment since it’s a subscription.Online therapy is available from large platforms that specialize in online services, such as Talkspace or BetterHelp, and from individual therapy practices.įor people who have been considering therapy but are intimidated or overwhelmed by the thought of office visits or in-person care, online therapy might be the best way to get care. It allows people to have sessions with fully licensed therapists using smartphone apps or their computers instead of going to an office. ![]() Online therapy is an especially popular option. Telehealth allows you to meet with doctors, therapists, and other healthcare professionals online from the comfort of your home.
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